Car Insurance in BC

Posted by the dood on Wednesday, January 14th, 2009

I get my car insurance from ICBC. Well, not ICBC directly, but though a company that does my house insurance that also sells car insurance from ICBC. In BC, you have to get at least part of your car insurance from ICBC, which is government run, and you can get collision and comprehensive coverage among other things, from third-party insurers.

Now, in the past, I’ve always liked having ICBC because it’s pretty no-nonsense. When there is a problem, it is covered. However, there are a lot of people that feel there should be a competitive market for car insurance. Is this good? I’ve never tried private car insurance before, and I would be really curious to see if people prefer the service or not. It’s kind of like Private Gas resellers that sell you gas instead of Terasen. Those turned out to be a bad idea since the price went down recently.

Anyway, I would be especially interested in hearing from people that have made claims on private car insurance and how easy it was to do. In not only BC, but other provinces that have private insurance.

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